paycalc·euEU salary & tax calculators · 2026

Malta net salary calculator 2026

Work out your take-home pay in Malta for 2026. The calculator deducts Class 1 social security (national insurance) and income tax on the single rates: 0% up to EUR 12,000, then 15%, 25% and 35% with the statutory subtraction amounts. Single person, no dependants, born on or after 1 January 1962.

Single computation (no dependants), born on/after 1 Jan 1962. National insurance is charged weekly (10% up to a cap, then a flat maximum). Married and parent tax rates and the tax credit for employees are not modelled.

Net / month€1,583.35from €2,000.00 gross
Gross salary€2,000.00
Income tax-€216.67
Net pay (take-home)€1,583.35

Effective deduction rate 20.8 % · of which income tax 10.8 %

Dataset last reviewed 2026-07-18 · tax year 2026 · 25 documented values⚠️ Informational estimate, not tax advice. Payroll software may differ in edge cases. Verify with a professional.

How this is calculated

  1. Compute income tax on the single rates using the formula tax = rate x income minus a subtraction: 0% up to EUR 12,000; 15% (subtract 1,800) to EUR 16,000; 25% (subtract 3,400) to EUR 60,000; 35% (subtract 9,400) above.
  2. Compute Class 1 social security (national insurance) on a weekly basis (weekly = annual / 52). For persons born on or after 1 January 2026 [1962], it is 10% of the weekly wage between EUR 213.55 and EUR 532.28, then a flat maximum of EUR 53.23 per week above.
  3. National insurance is not deductible from the income-tax base; income tax is charged on the full gross.
  4. Take-home pay = gross minus national insurance minus income tax.

FAQ

How does Malta's single-rate income tax work?

Malta uses a formula: tax equals the rate times your chargeable income minus a fixed subtraction. For a single person the first EUR 12,000 is tax-free, then 15%, 25% and 35% apply with subtractions of 1,800, 3,400 and 9,400. This produces a smooth progressive result. Married and parent computations use higher tax-free bands.

How much national insurance do I pay?

Class 1 national insurance is generally 10% of your weekly wage, capped at a flat maximum (EUR 53.23 per week in 2026 for those born on or after 1 January 1962). Your employer pays an equal amount. This calculator models the standard employee category.

Is national insurance deducted before income tax?

No. In Malta income tax is charged on your full gross salary; national insurance does not reduce the taxable amount. This is different from many countries where social contributions come off the tax base first.

Does this include the tax credit or married rates?

No. This calculator uses the single computation and does not apply the employee tax credit or the more favourable married and parent tax bands, which would increase your net pay. Confirm your position with the Commissioner for Revenue (CFR).

Sources and verification

Dataset last reviewed 2026-07-18 · tax year 2026 · 25 documented values

Rates and thresholds use official primary sources where available, reputable secondary sources when primary access is unavailable, and clearly labelled derived formulas. Each value retains its verification status.

6 sources

⚠️ Informational estimate, not tax advice. Payroll software may differ in edge cases. Verify with a professional.

Malta tax guides

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